Graduating from the Faculty of Commerce & Business Administration, Helwan University in 1985, she worked for the Egyptian Kuwaiti Engineer Office in Egypt. She held the position of Accountant for four years. In 1989 she worked as Accountant at National Agricultural Research Project, NARP, a USAID-funded project in Egypt. During 1994 she joined Save the Children – USA – Egypt Field Office as Senior Accountant. She was then posted in 1999 by Save the Children in their office in Jordan as Finance and Administration Manager for three months. During the same year, she held the position of Chief Accountant at NGO Service Center, a USAID-funded project. Since 2001 until present, she has been working as Finance and Administration Director at Al Tadamun Microfinance Foundation in Egypt. Throughout her career, she participated in various training programs locally, regionally and internationally, such as the Boulder Program, CGAP Microfinance Business Planning Program, and Sun System Accounting Package.

Graduating from the Faculty of Engineering, Computer Dept, Ain Shams University in Cairo in 2001, she joined the Information Technology Institute Program and completed the System Software Development Diploma in 2002, thus becoming a certified trainer at IBM Egypt. In January 2004, she joined Al Tadamun Microfinance Foundation as MIS Officer. In 2009, she got promoted to become IT Director. In addition, she attended numerous local and international microfinance training courses and MIS TOT courses.

Graduating from the American University in Cairo, AUC, majoring in Business Administration with high honors in 1997, she started her career as a Local Counterpart Consultant for Technopolis – UK. She then held the position of Financial Manager for the Private Sector Development Program, PSDP, an EU-funded project in Egypt. She obtained her Master’s Degree of Business in Administration (MBA) from AUC in 2000. During the same year, she joined Save the Children – USA-Egypt Field Office as Project Officer. Throughout 2001, she was a freelance consultant for CARE-Egypt as well as The Egyptian Small and Medium Enterprises Association (ESMA). Starting 2003 and up till now, she has been certified as a Trainer, Master Trainer, and Resource Person for numerous training courses including Product Development, Delinquency Management and Interest Rate Setting, Making Microfinance Work, and Operational Risk Management at Sanabel, the Microfinance Network of the Arab Countries. In addition, she is a member of the Chartered Institute of Personnel and Development/UK. Since 2001 until present, she has been working as Chief Executive Officer of Al Tadamun Microfinance Foundation. She was recently appointed on the Board of Trustees of Sanabel the Microfinance Network of Arab Countries as Vice President.

Graduating from the Faculty of Commerce, Cairo University in 1990, Hatem has over 24 years of experience in the fields of accounting, credit and microfinance. He worked as an accountant and legal auditor. He then joined in 1995 a microfinance institution by the name of the Egyptian Society for Small Enterprise Development, ESED for five years. In 1999 he joined Bahgat Group for eight years. He then joined Al Tadamun Microfinance Foundation in 2007 where he held a number of positions such as branch manager, area manager and project manager where he was responsible for launching a range of new products for the organization. This required developing market studies, and understanding clients’ needs. In 2017 he got promoted to become Operations Director and is responsible for the expansion plan of the organization to the Arab Republic of Egypt. He managed in two years to increase the number of branches within the organization from 20 branches to 41 branches.

Graduating with a BA degree in Mass Communications from the American University in Cairo, in 1992, she has worked for the European Union, USAID, UNDP and consulting firms in Egypt and the UK. Throughout her career, she has been in close cooperation with a powerful network of business related private sector companies, ministries, government agencies, NGOs, donor agencies operating in Egypt and media experts in the Arab region. In 2011, she joined Al Tadamun Microfinance Foundation as Marketing & Communications Director.

Graduating from the Faculty of Alsson, English Literature, Ain Shams University in 1982, he joined Ministry of Communications in Saudi Arabia as a translator till 1996. He then joined Save the Children / USA Egypt Country Office – Cairo Branch as HR and Administration Manager till 2008. He attended numerous local and international training courses in Human Resources. Safwat joined Al Tadamun in 2008 to be its Personnel Manager.

Graduating from the Faculty of Commerce & Business Administration, majoring in accounting, English Section, Helwan University in 2005, Ahmed joined KPMG Hazem Hassan Public Accountants & Consultant in 2006 until 2015 where he held an number of positions such as auditor and Supervising Senior. During his nine years in the organization, Ahmed gained experience in reviewing and evaluating the internal control system, preparing audit program, reviewing and auditing financial statement as well as preparing management letters including the related observation and recommendation and audit reports. He then joined Handicap International in 2015 until 2016 as Finance Supervisor. He later joined the Egyptian Financial Supervisory Authority-NGOs Microfinance Supervisory Unit in 2016 until 2017 as Specialist Supervisory and Analyst. His role included inspection and auditing on NGOs (offsite / onsite), analyzing financial statements and other data from NGOs and ensuring compliance with applicable laws and regulations according to law no.141. In July 2017 until to-date, he joined Al Tadamun Microfinance Foundation as Internal Audit Manager. Throughout his career, Ahmed has participated in various training courses such as accounting standards, audit standards, financial analysis and managing microfinance performance managing for improved performance.

Graduated from the Faculty of Commerce, Mansoura University in 1996; he has over 20 years of experience in the microfinance field. In 1998, He joined Dakahlya Businessmen Association for Community Development (DBACD), where he held more than one position within the operations department: Branch Manager, Group Lending Manger, Deputy of Operations Manager; and then he moved to the Risk Department as Deputy Risk Director for four years. He received several training courses in microfinance, and gave technical advice to one of the microfinance foundations in Sudan for developing policies and procedures in the operations department. In December 2018, he joined Al Tadamun Microfinance Foundation as Deputy Risk Director. In 2020, he has promoted to risk manager position.

Graduating from the Faculty of Commerce, Cairo University in 1987, he has over 27 years experience in the international NGO sector. He worked in the field of hotel Finance From 1989 till 2001. He joined Save the Children – US in Egypt in 2001 as Finance and Admin Officer. In 2012 he was promoted to Administration & Logistics Manager. In 2016 he joined Shabab Masr Association as Internal Audit Manager. In 2017, he joined Al Tadamum Microfinance Foundation as Administration & Procurement Manager until present. Throughout his career he gained extensive knowledge of various financial, logistics and security experiences. He worked in multi-cultures such as Europeans, US citizens, Arabs and Africans. He also gained considerable experience with local NGOs and CDAs .